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Seems pretty locked into Miami. WR Destyn Pazon-Hill - Major target, but sometimes players are just locked into certain schools or dead set against others. That appears to be the case here. He has major connections at FSU and is also still waiting out a Bama/LSU offer. Don't hold your breath. WR Mario Williams - Oklahoma Commit, not a guy I expect to have a chance of flipping at this point. WR Christian Leary - Alabama commit, see above for Mario Williams except even less of a chance than that. OG Laurence Seymore - Miami commit, shut down his recruitment after UF decided not to pursue OL Caleb Johnson - Auburn commit that UF doesn't appear to be pursuing anymore OT Austin Barber - Former Minnesota commit that has some of the Florida schools circling back to him or keeping him on the radar DT Victory Vaka - Former TAMU commit that missed his chance before, doesn't have a spot available anymore at UF as far as I know. DT Leonard Taylor Miami commit that appears fully locked into staying in South Florida DT Savion Collins - Former Miami commit that we have not been in pursuit of for months, as far as I'm aware SDE/BUCK Bryce Langston - Potential JUCO player, also a potential commit.
New-credit activity can contribute up to 10% of your overall credit score. A variety of credit accounts promotes credit-score improvements. The FICO ® credit scoring system tends to favor individuals with multiple credit accounts, including both revolving credit (accounts such as credit cards that enable you to borrow against a spending limit and make payments of varying amounts each month) and installment loans (e. g., car loans, mortgages and student loans, with set monthly payments and fixed payback periods). Credit mix accounts for about 10% of your credit score. 39% Individuals with a 723 FICO ® Score have credit portfolios that include auto loan and 31% have a mortgage loan. Public records such as bankruptcies do not appear in every credit report, so these entries cannot be compared to other score influences in percentage terms. If one or more is listed on your credit report, it can outweigh all other factors and severely lower your credit score. For example, a bankruptcy can stay on your credit report for 10 years, and may shut you out of access to many types of credit for much or all of that time.
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