BEIS said mortgage lenders could play a vital role in driving the energy performance improvements required to meet the UK's 2050 net zero carbon emissions target. 'They are uniquely placed to influence mortgagors at critical trigger points, such as home purchase, renovation or re-mortgage, ' the report stated. BEIS recommended that lenders consider energy efficiency as part of their mortgage assessment criteria, and review rules to encourage green mortgages. It also proposed that lenders be encouraged to offer additional borrowing to existing customers to improve the energy performance of their homes. What is an EPC rating? EPC is a rating scheme which puts properties in bands from A to G, with an A rating being the most efficient and G the least. EPCs have been required for all properties sold since August 2007, and for all rented properties since October 2008. At present the Government aims to upgrade as many homes as possible to an EPC rating of C by 2035. The Climate Change Committee has, however, recommended that this deadline should be brought forward to as early as 2028.
Medical billing and coding careers are fast-paced. Medical billers and coders play a vital role in the connection between health care providers, patients and insurance companies. As a medical biller and coder, you'll need to read patient charts to determine medical history, including diagnoses and treatments given.
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