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Aside from seizing your collateral, a lender may tap a debt collector to seek overdue money from you, may report your missed payments to credit bureaus or may even take you to court in an attempt to collect what's owed. If you use a savings account or CD as collateral, a minimum balance may be required. The lender may restrict how you use the money you borrow. Some lenders may charge high interest rates or high fees for secured personal loans, especially if you have bad credit. What to Know Before You Sign a Loan Agreement Before you sign on the dotted line for a secured personal loan, be sure you're aware of: How much money you're borrowing. What the APR is. What penalties there are for late payments or an early payoff. How much the monthly payments will be. What happens to your collateral if you can't repay the loan. The Bottom Line A loan that requires collateral may be the only type of loan a lender will offer you, especially if your credit scores are low. Before you submit any loan applications, however, be sure to get a free Experian credit report and a free FICO ® Score ☉ so you can better understand what your options are.
And make it personal by connecting the specific exercises you're providing with your patients' motivation for attending therapy. That way, you'll have buy-in from the start. 2. Provide structure. Many patients aren't regular exercisers, and one of the biggest barriers for these patients to comply with their home exercise program is that they don't have the behavioral strategies and habits in place that are necessary for success. So, talk to your patients about their schedules. Learn when they're busy and when they'll be able to fit exercise into their day. Then, help patients create a structure for their exercises—and encourage them to enter the times they'll complete those exercises into their planners or set smartphone reminders to keep themselves on track. 3. Give patients permission to make their HEP work for them. Many patients believe that exercises are all-or-nothing. So, they'll wait to have an open hour or two before starting their exercises. But, breaking up their routine throughout the day can be an easier way to stay compliant.
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This thread is archived New comments cannot be posted and votes cannot be cast level 1 Wait until you learn about GEICO. level 2 Oh shit. Had no idea. TIL two things about insurance company acronyms. level 2 Lol - most boring company name no wonder they go by GEICO level 1 What is the acronym for Ben Aflac? level 1 Then why did you not capitalize all the letters? level 2 Because that's not how the company presents their name. level 1 I thought it was Ass Flack for the longest time. I had no idea how dicks and sharting went together, but I still have an aversion to ducks as a result. You learn something new every day; what did you learn today? Submit interesting and specific facts about something that you just found out here. Reddit Inc © 2021. All rights reserved
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