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This pattern, in which, the bond market remains open while the syndicated loan market shuts down, is typical for financial crises. During the global financial crisis, for instance, when the Lehman Brothers filed for bankruptcy on September 15, 2008, issuance of corporate bonds declined. However, by January 2009 the market was up and running and the number of bonds issued reverted to its pre-crisis average. In contrast, syndicated loan originations declined sharply and remained low throughout most of 2009. What makes the corporate bond market so resilient in times of crises? And why does the syndicated loan market consistently prove so fragile? There are three potential explanations for the divergent behavior of bonds and loans during crises. First, firms that issue bonds tend to be of higher credit quality than those that rely on bank financing. For example, 87% of recent bonds issuers have an investment grade credit rating while only 19% of syndicated loans were rated as investment grade.
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It's ideal for feeding a hungry crowd 17 ratings 4. 3 out of 5 star rating Try this spin on a fish pie and top with gnocchi instead of regular mashed potato. It takes just 30 minutes to make so is perfect for a balanced family meal 50 ratings Combine fish pie with mac 'n' cheese to make this crowd-pleasing dinner. The dish freezes well, so you can make ahead if you like for busy weeknights 64 ratings Make this comforting meatball and garlic bread traybake for a dinner the whole family will enjoy. You could buy a pack of meatballs if you're short on time 19 ratings Enjoy our hot and spicy chicken drumsticks with homemade slaw on the side for a healthy and low calorie supper. Serve with steamed corn on the cob 6 ratings Enjoy roast chicken with new potatoes and cheesy creamed spinach for a hearty dinner the whole family will love. Serve with carrots and any veg you like 4. 4 out of 5 star rating Enjoy this healthy spiced salmon and tomato traybake with a mild curry flavour for a quick and easy midweek meal.
While the best-rated insurers may charge higher premiums, their service and response to a claim may be better than less expensive insurers. 2. If you have auto insurance and are happy with the insurer, see if you can bundle your home policy with same insurer and get a discount. 3. Install smoke detectors, fire extinguishers, security alarms, and deadbolt locks to get discounts. Frequently Asked Questions About Texas Home Insurance 1. Is water damage different from flood damage? Water damage refers to problems from leaking pipes or a burst washing machine line and typically is covered by your home insurance policy. Flood damage refers to rising water related to weather extremes and most homeowner's insurance policies won't cover flood damage at all. 2. Is there protection for home contents if you remove them from the home? Usually they're covered, but this varies from insurer to insurer. All homeowners should make an inventory of their possessions, with photos and receipts, and keep the inventory on record in case of a claim.
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