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Real estate foreclosures usually take several months from the first missed payment until the home is sold on the courthouse steps. The exact time depends on state law and the bank foreclosing. After the 2008 financial crisis, when banks were inundated with foreclosures, it could take well over a year. But nowadays, it is usually closer to six months. Step 1: Find homes being foreclosed The first step in how to buy a foreclosed home is to find the properties being foreclosed on. You can find such foreclosed homes on websites such as and, but the best place to go is right to the source — the county records. In some states,, banks are required to publish in a local paper the addresses of houses being foreclosed on (usually the cheapest paper to advertise in) for several consecutive weeks. You can find this paper and subscribe to it, but this is a rather antiquated way to go. My recommendation is either going down to the courthouse or access the records online. The address of the county courthouse and their website should be easy to find online with a simple Google search.
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